CCMBC Investments interest rates are always competitive with (and often exceed) the GIC rates offered by your bank or credit union.
Steady and predictable return
CCMBC Investments is built on the foundation of a fund that has been providing steady and predictable returns for approximately 40 years. This has been accomplished through strict oversight and the guidance of highly experienced, conservative directors, who work hard to ensure funds are well managed. In our faith tradition of responsible financial management, where we consider the stewardship of funds to be integral to our faith walk, we make every effort to reduce our financial exposure and risk.
While not CDIC guaranteed, the CCMBC Investments is fully compliant with the Canadian government regulations that oversee registered funds.
Funds invested into CCMBC Investments are first used to provide loans secured by mortgages to MB churches, pastors and related entities. Excess funds not used for the mortgage program are invested in order to earn a return. Over the program's 40 year history, investors have always been paid the interest rate agreed upon.
While your savings grow, your investment in CCMBC Investments supports ministry in a wide variety of practical and profound ways. As Canada’s population continues to urbanize, the need for churches to expand in our city centers also grows. This growth comes with higher real estate costs, which makes it increasingly difficult for churches to obtain mortgages. Your investment in the CCMBC Investments fills the real estate mortgage gap. The program also helps pastors and church workers to access mortgages that would be unavailable to them otherwise, enabling them to buy homes in the communities in which they serve. We encourage you to read the Celebration Stories for examples of how these funds have been used.
Any additional income generated by CCMBC Investments is directed to ministry to help grow God’s Kingdom by supporting activities such as church planting, pastor leadership training and other church-led ministry efforts.